I've always thought, "if you can make good money without a degree, why get it"? I've never understood the overwhelming need for people to go into massive debt for a piece of paper that in many cases they don't make much money with. Right now to even get a glance from a legacy, you need the degree. In 5 years who even know? If you're worried about it, get it and don't look back. As for myself, I have no degree and I don't think I'll go back to finish my bachelors. My AS? Yes. BS, No. I have already saved a considerable amount of money towards retirement, I have other sources of income, and I have other skills with which I can make a good living with if flying doesn't end up working out. So for me, it just doesn't make sense to incur the debt. Plus I'm busy putting my wife through school right now, and my education is on the back burner.