Some things to think about.
The trend in cost of degrees is going way down very fast. With the exception of large schools and ivy leave colleges there is a lot of downward pressure on costs and I'd be willing to bet in 10 years school will be free.
If you look hard enough you can find 3 or 4 accredited colleges offering online degrees from zero time to degree in under $10,000.
Having said that the Human Resources profession also recognizing the need to look at experience over degrees. Many large established businesses are leaving college off their apps entirely.

http://venturebeat.com/2014/04/25/why-google-doesnt-care-about-college-degrees-in-5-quotes/

Aviation will do the same. I suggest you never go into debt for school (or anything else) Community college and a school that is affordable makes sense.

If you were very young you would probably be okay in the future without a degree as long as you had TPIC.