At the end of a day, a 4 year degree is a 4 year degree, regardless if it's from State, or City Colleges at a fraction of the cost of a private institution. Many colleagues at the legacies have chosen the cheaper route. They're skippers and many have advanced degrees in business, law, accounting.

That said one does not have to take on a $250,000 loan.

The important goal is be to obtain the degree. Have an alternate plan should the airlines push the RED button when the furloughs commence.