Originally Posted by
DAL73n
Actually, the $6000 DOES COUNT against the limit - the $53000 is an absolute limit. If you contribute your full $24K to the 401K then the DC plan will go in until reaching your limit of $53K and then any extra money will start getting paid out to you as salary - reread the 401K rules.
Dude, I recommend you speak to a real expert, but I'm as sure as I can be that you are wrong. The catch-up contribution does not count against the 415 limit. The numbers from my pay statements confirm that.