What part of texas are you in??? if you are anywhere near central...look into Central Texas College (CTC)in Killeen.....Im doing my 2 yr thru CTC and going thru their flying program...its a 141 school and the prices are unbeatable....there celebrating like a 40 year anniversary so they are well established. i think its 3200 for PPL plus a few for books, medical, E6B etc...dont quote me on exact prices but it was like under 3500 and they had a payment plan that you pay half up front then 2 payment throughout the semester....then ofcourse your regular courses for college....But all in all its really the best deal Ive come across in Texas....

www.ctcd.edu/aviation

Hope that helps....got any questions PM me...Im 25 and married myself so i understand your situation...

Shane