If you can get on Ferrari's chosen customer list, you can flip them basically for free so long as you don't crash it. That two year waiting list for first time customers allows the new models zero depreciation for the first two years. Insurance is surprisingly reasonable provided you don't have any accidents or speeding tickets. Total it, and you're only out about $70K, a simple fixable wreck however, and you're probably stuck with the car, as no one will buy it.