I've read the entire TA. Of course there is room for improvement, but as a first contract, I think it is an improvement over what is currently there. There is now a retirement, insurance is back, pay goes up in both hourly rates and deadhead, and there are a lot of other things that don't currently exist.

Everyone has to read it and make their own decision on what they think is best to do. However, I think if you vote no in the hopes of getting the perfect contract TA with everything you want, you will be very disappointed. If the TA is voted down, not only is there little chance of getting the money back that would be lost from the increase in hourly rate and retirement, there is no idea how long it would take to reach another TA. It could be months, or it could be years.