In the past I have been hard over on no DB plan. Of course, this is due to my personal negative experience. My views have changed.

I think we need to explore a cafeteria type plan on retirement. Maybe a partial DB plan? 30% FAE instead of 60% and DC. Maybe even an annuity. You want all DB, fine. You want partial DB, fine. You want an annuity, fine. You want a partial annuity, fine. The possibilities are endless. What fits one doesn't fit the other. IMO, a spreading of the risk would be a good thing for everyone. The Company, too.

I now support exploring additional options. Choice is a good thing.