Even a bank is going to be viewed best case as highly suspicious and worst case as a flat out scam. The last time a large percentage of our pilots had a bank it was eviscerated, sometimes a thousand or more hours per pilot, in exchange for DPMA premiums (and then the resulting changes to the actuarials caused an increase in DPMA premiums for everyone else...wait what?). Its going to be a very tough sell for them to say "ok, here's another bank and THIS TIME we totally promise not to raid it once you've built it up. Even POSTA1.0 contained a weak bank provision, whereby you only got half of half of a small maximum amount.
Any bank proposal would have to be a dedicated fund in our own name. Otherwise it is highly at risk during the next downturn. And there will be a next downturn.
In any case, DPMA is none of the company's business and we should forbid them from even mentioning it. It is not their concern.