***. It's pretty clear. What am I missing


I... Still refuse to believe this 365 day ****. Did we just get taken for a ride? Look at CBA 14.A.3. "

A pilot has 100 hours in his sick bank. The pilot suffers a long-term illness. The pilot will exhaust his sick bank. After 90 calendar days the long-term disability plan begins. A pilot receiving benefits under the long-term disability plan may at his option use any accrued vacation in conjunction with long-term disability benefit payments to cover the difference between the pilot's pay and the amount of the long-term disability benefit payment."