I stand corrected. The chairmen told me clearly it was 365 days until benefits kicked. He was clear. However I think he was unclear what I was asking Him. I'm clarifying with him at the moment. I understand the eligibility versus elimination period difference.
Like your not eligible for 401k for a few months, your aren't covered under LTD until you've worked a year. I clearly asked if my benefits were paid out to me if I was Diabled for let's say 8 months and he indicated no. But again I'm not sure he was clear what I was asking. If I'm wrong, apologies for spreading misinformation.