Actually, yes, it does. If you're spending $400/month on a healthcare policy you're paying for yourself on an Obamacare exchange, vs. $100/month in healthcare costs while your airline picks up the other $300, that's $300/month more that you have available to pay other bills.

If you've always had healthcare through an employer, I can see how you'd think like this. If you've ever been self-employed, believe me, the lack of employer healthcare contributions most definitely changes your financial picture.