nobody asked me but my heartburn is this....

ALL your excess 401k money (over $37,500 company $$$$) goes into your VEBA so Delta gets a HUGE tax windfall not paying matching FICA taxes ......and you don't get the payraise.....

You die, and there may not be an opportunity to pass those $$$ to your heirs...if they are over 26 y/o, if your wife pre deceases you....It's absorbed by the borg...

A HUGE pot o' money controlled by someone OTHER than you looks pretty cool to a company or govt. in dire straights, and JUST WHO determines if your medical expenses are covered etc......?

There is not enough information out there yet.....

Oh, and what about the TriCare guys/gals? They probably don't want to contribute.....

We need to see the details BEFORE we make the decision IMHO.