10% into 401k is hardly a lot of deductions. It simply maximizes our pitiful 401k plan. Medical is open access plus in network for self + 2 kids. Also nothing top notch about that. I'm fairly certain as a heavy international FO I should be able to contribute to my 401k and have my family insured. Let's not underestimate how much money Uncle Sam takes plus union dues and the extra union assessment which by the way is mandatory. I laid out the facts. Anyone who claims otherwise is young and single, and completely ignoring their retirement just so their W2s can "keep up with the Jones's". Or they are flying a crap load of open time. In which case, they deserve my most "sincere" thanks for helping the company get through these tough staffing times while they amalgamate our contracts.