So, I'm confused (surprise) about how my credit works while on reserve. I looked at my monthly time card and it doesn't seem right. I'll get to that in a second; here is the current months situation;

-RSV Guarantee for this month is 72 hours or 4.5 hours/day
-I had 2 days of MLOA so my credit went down to 63
-Had to use my APD for 2 additional days making my credit 54
-I was assigned 2 trips this month so far, one for a credit of 21:41, the other 10:53
-I have an additional 8 days of RSV this month, at 4.5 hours that should be 36 hours
-My time card shows the following; CREDIT 32:34+RES GUAR 26:19=58:53 TTL CREDIT
According to my calculations CREDIT 32:34+RES GUAR 36=68:34 TTL CREDIT

My time card says differently, so I'm obviously mistaken as to how credit is calculated on Reserve, no?

Second question; At the bottom of the timecard it says
"NBR Payback days available for use:5"
I don't know why this would be, is it a default entry? I've never been flown into days off and never picked up a GS. The only thing I think it could possibly be is during my wait for OE and/or my OE schedule, but that was about 1.5 years ago.

Thanks for any help with this!