Originally Posted by
Check6Viper
That makes sense. The buy-up is definitely the lowest risk option. You're going to motivate me to look up what they consider "preventative," since I don't actually know.
Let us know if you find anything enlightening. It seems like a lot of work to research, and in my case, since I can see retirement in the not too far future, not worth the potential risk and uncertainty for a possible small gain. I guess if you were a young person with little health care costs, you could save a bundle.
A family member of mine (who is older) has one of the consumer driven plans that FedEx forced upon the nonunion employees. She said it has cost them a lot more money over the years, however, they utilize their medical quite a bit.