Unless you live in base, you're most likely going to be commuting to reserve for at least the first few months. You're probably going to want a crashpad to avoid piling up hotel costs. I've been in 3 different crashpads and from my experience they vary greatly. If you can find one with just pilots, it's typically going to be a lot better.

If you have a manageable commute with a lot of frequency and not all the way across the country, it will be far less fatiguing. Also, part 117 rest rules since that article really made a big impact on schedules and lengths of overnights. Finally, when I first started I barely cleared $20k my first year and now most places are well north of $50k. It's definitely not all roses and butterflies but it has gotten a lot better in the 3 years I've been around.