Actually, Skyler, I don't think the max out of pocket is generally much of a player, unless you have some serious medical issues. Which certainly can happen, but it seems somewhat unlikely that it will happen. Hopefully. And then you probably aren't caring too much about paying a little bit more!

I am starting to look at it more carefully and wondering what the catch is. Because the purple plan does look pretty good. Uh oh, here I was so certain....