Originally Posted by
FlyGuy2002
huh? If you HRA balance covers your deductible AND your max out of pocket that means you don't pay for ANYTHING. I have the HRA plan with a balance of $2000. ($1000 per year for 2 years). My deductible is already met ($1500). If I go to to the doctor for anything im not out of pocket anything. the deductible is already met. Im single and pay $15 a paycheck for insurance where spirit puts in $1000 a year, and my deductible is $1500.. and y'all are calling that bad? this is insanely good insurance.. my max out our pocket in net work is $2500 and i already have a balance of $2000... on January 1st.. Ill have $3000... i have ZERO complaints about our insurance
Where did I say it was bad? I like our insurance. My post was pointing out how much I like the HRA acct. I literally said exactly what you just said, that after a few years i'm essentially covered for any and all health events.
Ol Gunga was the one complaining and referencing incorrect numbers while he did it, I had to correct him with his numbers.