Originally Posted by Qotsaautopilot

If you are on a family plan and not on the diamond plan with HRA you're doing it wrong.

Unless you take a regular expensive prescription the coverage is the same and if you run the numbers for a catastrophic year it's about the same as the Cadillac plans we have because of out of pocket max (something good from Obama care btw). In a normal somewhat healthy year you save huge because of the premium difference.

The problem is that the insurance companies in the country have made insurance so confusing that most people don't take the time to educate themselves on how their coverage works and what exactly they're paying for.

Btw the company being able to raise our share by 7% whether the plan cost goes up or not is BS