Originally Posted by
The Juice
Slightly lower deductible and a possible lower co insurance portion.
I also think there are people who just assume, incorrectly, that the most expensive is the best insurance.
But im with everyone else with the HRA, its great.
I've looked at both and will again. Unfortunately, I have a chronic illness that has put me in the hospital for weeks at a time and I have very expensive meds. One of my infusions costs $20k and I go every two months. I'm probably an exception but I still think it's better for me to have the expensive coverage.
Make sure you get what will protect you and your family. Not specifically talking to you juice, just in general. I also emailed the union asking if they will do another breakdown for us.