can I infer, based on the previous post, since DOS is today, but, we won't see this till the March 1 or Feb 1 paycheck, that we could combine the 4.4% and 3% to about a 7.5% (because the 3% 2017 rate increase would be on top of the DOS increase, therefore it's not 3 + 4.4, but 4.4, then 3% on that total). Am I understanding this correctly?