Nobody does. This baffles me. The biggest threat to all of our livelihoods and people shake it off. They think because there's a large number of retirements on the horizon that they're immune from bad times.

Look at the past 10 years, the 'lost decade' if you will. One unprecedented, unexpected thing after another. I don't understand why people think the next 10 years will be any different- like we're permantly over the hump and the next 10 years will be smooth sailing. If anything, it follows that the next 10 years will have unprecedented and unexpected events just like the last 10.