Originally Posted by Utah

Long term disability doesn't start until after 6 months. I presume you meant to say you'd cancel the 7 day STD plan but still stay on the 30 day. I know of several pilots that didn't buy into the STD and wound up losing their medicals for over 6 months.

Another consideration is that Cobra payments are easily over a $1000 a month and the company starts make you pay those not too long into a leave of absence.