A point I didn't see discussed: we have a very young pilot group. Most will not retire for 25 to 30 years. They will all be senior to you. There will be stagnation at some point in the not-too-distant future, can you tolerate 30 years in the right seat? When the economy tanks (it's overdue) the music will stop, the order book will dry up, and you'll be stuck in seat for a very long time. The big Three will be retiring as much as 60% of their seniority lists in the next 10 to 15 years.

The choice seems to be wait a few years now or wait a very long time later.