My in-laws live outside PNS, very nice place to live, a little "rural" for me though.
I've flown in there numerous times, I'd think the commute could be troublesome, make for some anxious days getting to work.
As a former active duty guy, I was very strategic in using my last move. Plenty of military presence around PNS-Ft. Walton Beach area, but tough to commute out of. Plus, driving into Ft. Walton Beach, Navarre, Mary Esther is kind of a pain. On the plus side, housing is fairly cheap.