Reserve, ORD, FO. Estimated paycredit for January - 109.5 hrs:
75 hrs guarantee +
18 hrs for a two-day OT 200% trip (9 hrs flight time) +
10 hrs for a day trip OT at 150% (6.5 hrs flight time) +
6.5 hrs for a day trip OT at 150% (4.25 hrs flight time)

Got 12 days off due to a 7 day conflict (bid smart and you can have that nearly every month) so I had 4 days off for OT pick-up instead of the standard 3 days. So 110 is VERY doable on reserve without sacrificing QOL if you live in base. If this was in December when it was 200% for the entire month, it'd be even more. Expecting to stay home at least 4-5 days on RAP.