Originally Posted by
rp2pilot
Thank you .. exactly the info I was looking for! As far as RHA spill over, my plan is different; if I go through all of my retirement savings, I'll move back to California and ask for a generous handout
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The lowest tax bracket my wife and I will be in during retirement is 28% so I've opted to sock away as much as possible into RHA since it's all tax free money.
RHA can be used to pay Medicare Part B, along with a lot of other stuff. Based on current tables, Part B will cost wife and I $4500/yr ($187.50/mo x 2).