I did 2 years at a regional (in and out of your home airport), 6.5 as a 91 CP, and have 2.5 so far at a major cargo carrier.
Everybody wants something different out of this career, and now is a time when there will be plenty of movement both directions.
If you go airline and just hate it, your experience will get you back to 91 with a good story to tell in an interview AND it will give you an excuse to punch out to a more desirable location for your family no matter how it works out.
Good luck!