Originally Posted by
Nightflyer
Tangential Question:
I have been maxing out my 401k. I put all the money I can in before tax, then put an extra 5% into "after tax" savings.
Is it possible to put the 5% "after tax" into the Roth 401K?
I tried to do that on the website, and it didn't want to let me do it.
Has anyone else tried this?
I will call the union and Vanguard if no one knows, and report back.
I asked Vanguard this very question earlier this week since I want to save 4% after-tax. It does not let you put it into the Roth 401k. It goes into the after-tax account.
Contributions to the Roth 401k are after-tax and count against the 401k limit and catch-up limit. You could put 5% in the Roth 401k but it counts against the 401k and catch-up limits.