Originally Posted by
telejet
For those that are on the fence about the loss of medical, you can insure for any amount you want and still get the benefits of medical consultation, etc. So instead of insuring for your full salary, you can just select something a lot lower and still get tons out of the plan.
Even as a younger guy I plan on signing up. Never know when you'll get a "surprise" at a medical, and be SOL.
^^^^ this
You never know. And getting on later more be more difficult that you may think. Get in now with minimal coverage but be included. You can adjust your insured salary up and down at any point in time later on.