Originally Posted by RunningB

Skywest is only matching premiums up to $50 for the first 3 months... so non-factor. Also, the fact that you think you could retire early if you lose your medical with this insurance tells me you haven't done much research on the subject. But hey, if somebody says you should buy something to give yourself an edge, most pilots do haha
Also comparing this insurance to any other insurance such as primary health insurance isn't really apples to apples either. However I see value in my health insurance as I not only avoid a penalty due to it being required, I also enjoy getting to take my sick kids to the doctor for only a co-pay each visit as well as not paying the full cost of labor and delivery come later this summer