Balance Sheets Change, Hubs Change, CEO's Change, Gov Policies Change, The industry is always changing and never for the good long term just like every other profession has.

-Get as many types as you can, get into safety or instructing
-Payoff your house
-Live below your means
-Get your wife out in the work force in a "real job" that has/does have earning potential
- Stay in the guard/res till retirement, just suck it up. (Pension and Health coverage)
- Buy Loss of License Insurance
- Develop a second skill set
-If your married don't f*ck the FA, they will want more then a F&ck buddy eventually and then your in trouble. It will always come home one way or another.

These are the ONLY things you can control