If you have pilot ratings then I would venture to say you cannot be what I would consider poor. Unless you are over the hill, age wise, then there are a plethora of jobs available. Airlines are hiring in droves with only the minimums for flight requirements. I respectfully would question your decision making ability to fly either bad aircraft or anything contrary to safety just to get a paycheck. I find it hard to believe that anyone has such a lack of consideration for their own life and the lives if their pax to not stand against these apparent deficiencies.