Thanks guys I appreciate the info. Basically I have a kid with a disease that comes with life expectancy attached. Thankfully that number is higher than other diseases and hopefully getting bigger, so we count our blessings. However, that obviously makes health care a critical element. Sounds like yours is significantly cheaper on both the premium and the deductible.

The situation also makes commuting even less attractive than the gem it already is. A few months I can live with but to give up driving to work now for a cross country commute on the long term would not be good. Ivan drive to Newark so glad to hear it's a pretty quick transfer if necessary.

It's a long shot but if anyone on here knows a pilot at UAL who has a kid with CF I'd love to get in touch with him/her to discuss details.