It isn't about providing loans for student pilots. Medical students don't have any trouble getting loans because they know they Will get a great paying job right out of training....while most student pilots know they have to wait years for that great paying job. So anyone smart now a days know it isn't beneficial to get swapped in loans they know they can't pay back because of the lack of great paying jobs out of the gate.
You don't see any shortage or Medical students do you? Wonder why......