The DALPA comparison video made some assumptions when it came to retirement.
https://www.youtube.com/watch?v=21TSEX8Xh2o&t=1540s
-DC increased from 15% to 16% (which they got)
-Rates DOS up 18% (which they got), then 4.39% the next two years (which they did not get - they got 3%), then 3% thereafter
-"Cash over cap" paid to crewmember with 0% tax until retirement, 100% invested by crewmember, and 6% return
-Profit sharing 21% in 2016 (not sure what they got) then 10% thereafter