It just is not a smart thing to do. There are different ways to get certificates completed without spending a fortune. There is too much volatility in this industry to be taking out big loans to be a part of it. If you can't do it without massive borrowing I would not do it at all. The regionals have all refused to make the new compensation part of a payscale that is in the contract. There is a reason why. Flight loans will likely require a co-singnature which means you will screw your parent or other relative if you cannot pay.