I think you need to decide whether you want to have a part time job or a full time job. Where do you see yourself in 5 years? The market is very hot right now. Go get a job at a busy school, so you can get your hours and earn enough to pay the $3000 for your multi.

Pay for your multi yourself. Are you really going to let $3000 hold you back. Get a night job as a waiter, drive for Uber, work construction. Don't sign 2 years of your life away for $3000.