In an earlier post, you said your health insurance premiums were $650/mo... ($7800/yr)

A 7-year NJ FO on the 7/7 can expect to gross $92,472.... By adding the $7800, am I assuming correctly you expect to gross somewhere North of $100,272 next year?

Factoring-in the 125% override for flight pay above 80hrs/month, you would have to earn at least 89hrs/month to reach that figure. (I thought I read somewhere that you are at Virgin now so I'm using their contract info)

If 90hrs/month is in fact an achievable number, and typical of your current schedules, how many days per month (including days spent commuting if any) do you typically work?

Thanks

* I know this is a thread-hijack, but the OP's question has already been answered several posts ago....

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