Yeah you're not the first to point that out. The thing is: I have everything I want. House, truck, moto, plane, mountain bikes etc - all paid for. Everything else I want is just an upgrade over what I have now. It's in the "would be nice to have but don't need right now" category. For example, I have a C140 which is fun. The bird dog would be nicer but the current bug smasher is fine - kind of like diminishing returns. Or my townhouse is fine, would I like a house with my own 4 walls? Yes, but the "want to have" isn't strong enough to out weigh financial independence IMO.

So I'm not in a rush. If I keel over tomorrow I won't be sad.