So I'm 39 with 0 flight experience and I'm contemplating a career change to fulfill my life's long dream of becoming a pilot.

I've read a ton of resources on how to start going about this, and I have decided that if I do this I will go the "modular" route for training vs going all in at a flight school. This way I can hopefully come out on the other site debt free. Since I'm already 39 and starting from scratch I was wondering if becoming and staying a regional pilot is a smart option? What I am really curious of at the regionals is:

1. Do they typically offer good benefits? Benefits like 401Ks, Health insurance?

2. Is it realistic to make 100K+ plus at some point as a regional pilot?

3. What is the actual QOL of a regional pilot? I know this is very subjective, but just curious on different perspectives of life as a regional pilot.