Rick, define "fund your retirement accounts fully".

If I had enough money 3-4 mil to retire I probably would. But see as I don't I'll have to keep working.

Yes I contribute a very good amount to my retirement. Max out 401k, get 16% into the defined benefit fund and then about 900/month with my own after tax money (index funds -Vanguard). All together that totals about 4K/month to retirement.

If that's not enough in 22.5 years including the nest egg I have now then so be it. I know I'm save boatloads more than most in my age group.