I'm sorry if I missed it earlier, but, I thought PB Days are only useable from the bank if they have reserve coverage? Also if you GS and have remaining RES days aren't you forced to use them in your next set of RES days (assuming they're in the bid period from which you earned the PB days)? So for instance, I'm on an X day on the 22nd, I GS and then I'm on RES again the 28th-1st, won't I be forced to use the PB day in that RES period?