Have you flown before... if not, go take an intro flight and see how you like it.
In a nut shell...
Go to a 141 school like ALLATPS. They will train you for the airline (regional) job and at a much lower cost than mom/pop 61. All in multi's too. Graduate w a job in cfi seat until you qualify for regionals.
College only if you plan to go to majors. Personally, I think a college education is important regardless of an employment prospect.
Take a loan and get it done quick.