So the union wants us to go to an all B Fund with a newly developed plan to replace our current AFund and B Fund. Seems like most do not even know what we got going on now or how to correctly manage it. If you do not know how to calculate what the company puts in your B Fund each paycheck, where to find out your totals on the vanguard account you are doing yourself a huge financial disservice. We negotiated and you work for your money, spend the time to learn how to manage it, not just how to spend it on hookers and booze!