Going by what others have posted on here in the past, the answer is generally....not really. A bank loaning 90k unsecured to someone with no income is always going to be considered a higher risk and with that comes higher interest rates.
disclaimer - I did very little loan research when I got started in training as I had saved for a few years previously. So I wiped out my savings along with PAYG for the rest rather than loans. Others can probably give more detailed info.