Originally Posted by
Std Deviation
But they tax the earnings at that time or 1099 at end of year? From an insurance standpoint it sounds remarkably expensive for half a year at 40-60%. If you had 200 hours of PTO and a few months expenses you’d be able to self insure for this “benefit.”
Sure, but it would take you two years to save that much up, wouldn't be able to use it for vacations or sell back and you'd be burning it at straight time if you had a short term disability. Much better to pay for the low plan I think. Then if you break your arm you get to take the season off and come back with the rest of your benefits intact.