Only Govt pensions are retroactive.

Thought the concept of a Variable plan meant a floor value, for life.

Doubt it would be an increased floor of 145, but that wouldn’t hurt my feelings. Think a lot of it would deal with the potential administrative savings on the company.

higher the floor means greater protection during economic downturns but lower rewards during economic boom times...as an example, FedEx Pension returns likely greatly exceeding the planned rate over the past year

I know if my savings continued to grow at the same performance level I’d be retiring sooner rather than later, but I think it likely the market will return to the mean