Originally Posted by
goose
Two questions. Does the Fedex LTD plan cover a pilot that looses his/ her medical- and cannot hold a first class medical? So if a pilot cannot get his/her medical back, they are covered until their retirement date, or until they are able to fly again?
Second, does the alpa mec supplemental plan cover us for the same reasons? Is a pilot covered until they are able to get their medical back? And does this plan only last 5 years, or does it cover one, until retirement?
I've heard a few stories of pilots out on medical, that aren't being covered by one or both of these plans... even though they have paid for the extra coverage. I'm asking these questions just to get clarification. I've read both plans, and it would be nice if they did truly cover a pilot that looses their medical. Thanks.
I can't answer to every medical situation, but if you go out on LTD, you can stay on it until you turn 65 or retire. You accrue longevity.
The FedEx MEC plan covers you basically for the same duration. It essentially gives you a 67% benefit between the two. The supplemental plan is expensive but I still recommend it. Rates did not go up for 2018. They are getting close to pricing themselves out of the market.